Solvencia Económica (Financial Solvency)
Solvencia económica (economic solvency) is the financial test Mexican consulates use to decide whether you can support yourself in Mexico without working locally. You prove it with steady income over 6 months or savings or investments over 12 months.
2026 amounts
The thresholds are set in UMA days (MXN 117.31 per day in 2026):
| Status | Monthly income (6 months) | Average balance (12 months) |
|---|---|---|
| Residente temporal | 680 UMA days (about MXN 79,771) | 11,460 UMA days (about MXN 1,344,373) |
| Residente permanente (retiree) | 1,140 UMA days of pension (about MXN 133,733) | 45,850 UMA days (about MXN 5,378,664) |
Each dependent adds 220 UMA days (about MXN 25,808). You usually show official bank or investment statements. Consulates interpret documents and exchange rates a little differently, so check with the one you use. See our financial solvency guide and calculator.
Frequently asked questions
Can I combine income and savings?
Usually no. You meet one test or the other, though some consulates vary.
Does remote work income count?
Yes. Remote workers use the same income test; there is no separate nomad visa.
Do I show solvency again when renewing?
Generally no. The financial test applies at the consulate for the initial visa.
Official sources
- DOF: Visa guidelines (2025)dof.gob.mx
- INEGI: UMAinegi.org.mx
General information, not legal advice. NorthAmericans.com is independent and not affiliated with any government.