Living in Baja California Sur as a Foreigner: Los Cabos, La Paz, Todos Santos and Loreto
Baja California Sur, the southern half of the Baja California peninsula, draws foreign retirees, remote workers, and second-home owners to Los Cabos, La Paz, Todos Santos, and Loreto. INM's main office for the state is in Cabo San Lucas, with another in La Paz. Nearly all populated areas are within 50 km of the sea, so foreigners buy property through a bank trust (fideicomiso).
On this page
- Why do foreigners move to Baja California Sur?
- Main cities and towns
- What is the climate like?
- How much does it cost to live in Baja California Sur?
- Healthcare: IMSS and private hospitals
- Is Baja California Sur safe?
- Where are the INM offices?
- Can foreigners buy property in Baja California Sur?
- Driving and ferries
- Frequently asked questions
- Official sources
- Capital
- La Paz
- Main areas for foreigners
- Los Cabos, La Paz, Todos Santos, East Cape, Loreto
- Time zone
- UTC-7 all year (Mexican Pacific time), no daylight saving time
- Airports
- Los Cabos (SJD), La Paz (LAP), Loreto (LTO)
- INM offices
- Cabo San Lucas (main), La Paz, Santa Rosalía, Guerrero Negro
- Restricted zone
- Yes for almost all populated areas: fideicomiso required
- Vehicle permit
- Not needed on the peninsula; needed for mainland Mexico
Why do foreigners move to Baja California Sur?
Baja California Sur combines desert, mountains, and two coastlines: the Pacific Ocean and the Sea of Cortez (Gulf of California). It offers fishing, diving, surfing, whale watching, and a strong connection to the western US, with many direct flights from US and Canadian cities to Los Cabos. Foreign residents range from full-time retirees to people who spend winters here.
Retirees often qualify for permanent residency (see retiring in Mexico); remote workers and others usually start with temporary residency. Winter visitors who stay less than 180 days may only need tourist entry.
Outside Los Cabos and La Paz the state is thinly populated, with long stretches of desert between towns along the Transpeninsular Highway (Highway 1). Life in the smaller towns is quiet and self-reliant: shopping, hospitals, and government offices can be hours away. Remote workers should confirm internet service before signing a lease; fiber is common in the larger towns, while rural homes may depend on wireless or satellite service. See digital nomads.
Main cities and towns
| Place | What it is like | City guide |
|---|---|---|
| Los Cabos (Cabo San Lucas and San José del Cabo) | Resort area with golf, marinas, and many services in English; most expensive | Los Cabos |
| La Paz | State capital on the Sea of Cortez; a real Mexican city with a waterfront promenade | La Paz |
| Todos Santos and El Pescadero | Pacific-side towns known for art, surfing, and farms | None yet |
| East Cape (Los Barriles, La Ventana, El Sargento) | Small communities popular for fishing and kiteboarding | None yet |
| Loreto | Small historic town with a marine park | None yet |
| Mulegé and Santa Rosalía | Remote towns in the north of the state | None yet |
What is the climate like?
Baja California Sur is a desert state:
- Winters (about November to April) are sunny and mild, which is the high season.
- Summers are very hot, and humid near the coast, especially from July to October.
- Hurricanes: the Eastern Pacific hurricane season runs from May 15 to November 30, and major storms have hit Los Cabos and La Paz in the past. Buy or rent in buildings designed for storms.
- Water: fresh water is scarce. Some areas rely on desalination, wells, or tank deliveries (pipas), and supply can be interrupted.
How much does it cost to live in Baja California Sur?
Los Cabos is one of the most expensive places in Mexico, with many prices in US dollars. Todos Santos and the East Cape have also become expensive as demand grew. La Paz is usually noticeably cheaper, and the remote northern towns cheaper still. Because much food and many goods are shipped to the peninsula, some groceries cost more than on the mainland. Air conditioning in summer raises electricity bills. Annual property tax (predial) is usually low compared with the US and Canada, but association fees in gated resort communities can be high.
See the cost of living guide and renting in Mexico. We do not list prices because they change quickly.
Healthcare: IMSS and private hospitals
Los Cabos has several private hospitals serving residents and tourists, including H+ Los Cabos and Hospiten. La Paz, as the capital, has public hospitals and private hospitals and clinics. Smaller towns have clinics only, and serious cases may need transfer to Los Cabos, La Paz, or the mainland. Many residents carry insurance with air evacuation coverage.
Legal residents can apply for voluntary IMSS enrollment, and many also buy private health insurance.
Is Baja California Sur safe?
Check both governments' state-level advice before you move:
- US State Department travel advisory for Mexico: read the Baja California Sur entry.
- Government of Canada travel advice for Mexico: the country-wide level is "exercise a high degree of caution." As of its September 17, 2026 update, Canada has no separate regional warning for Baja California Sur.
Advisories change, so check the current wording. See our safety guide.
Where are the INM offices?
Most people get a residency visa at a Mexican consulate first; check the income or savings test with the solvency calculator. After you arrive, start the canje within 30 days at the INM office that covers your address.
| INM office | Location listed by INM |
|---|---|
| Main office (Oficina de Representación) | Blvd. Lázaro Cárdenas, Centro, Cabo San Lucas |
| La Paz | Blvd. Agustín Olachea, Colonia Las Garzas |
| Santa Rosalía | Carretera Transpeninsular, Santa Rosalía |
| Guerrero Negro | Municipal delegation building, Guerrero Negro |
Use the same office for renewals and changes of status.
Can foreigners buy property in Baja California Sur?
Yes. Almost all populated areas are within 50 km of the coast, which is Mexico's restricted zone, so foreigners buy residential property through a bank trust (fideicomiso); see buying property with a fideicomiso.
Other points to check with a notary public:
- The first 20 meters of land above the high-tide line is a federal zone. Beachfront owners who use it need a federal concession.
- Some land, especially outside towns, is communal ejido land that cannot be sold to you unless it has been converted.
- Confirm water and electricity service before you buy land to build on.
Driving and ferries
The Baja California peninsula is a free zone for vehicles: you do not need a temporary vehicle import permit to drive a US- or Canadian-plated car here. You do need one if you take the car to mainland Mexico, for example on the ferries from La Paz to Mazatlán or Topolobampo. See temporary vehicle import permits, Mexican plates, and driver's licenses. Mexican auto insurance is required; US and Canadian policies generally do not cover you in Mexico.
Frequently asked questions
Where is the INM office in Los Cabos?
INM's main Baja California Sur office is on Boulevard Lázaro Cárdenas in central Cabo San Lucas. It also lists an office in La Paz.
Do I need a vehicle permit to drive in Baja California Sur?
No, not on the peninsula. You need a temporary vehicle import permit only if you take a foreign-plated car to mainland Mexico, such as on the ferry from La Paz.
Do foreigners need a fideicomiso in Baja California Sur?
Yes, in almost every populated area, because they are within 50 km of the coast. A notary public formalizes the purchase.
What time zone is Baja California Sur in?
It uses UTC-7 all year, with no daylight saving time. That is one hour behind Mexico City and one hour ahead of Baja California (Tijuana) in winter.
Is La Paz cheaper than Los Cabos?
Usually yes. La Paz is the state capital with prices set more for local residents, while Los Cabos is a resort area with many prices in US dollars.
Official sources
- INM: offices in Baja California Surinm.gob.mx
- Instituto Nacional de Migración (INM)gob.mx
- US Department of State: Mexico Travel Advisorytravel.state.gov
- Government of Canada: Travel advice for Mexicotravel.gc.ca
- Instituto Mexicano del Seguro Social (IMSS)imss.gob.mx
- Gobierno del Estado de Baja California Surbcs.gob.mx
General information, not legal advice. NorthAmericans.com is independent and not affiliated with any government.